EMV Kernel L2 Certified

More security.

Fully EMV‑certified.

Process ATM contact and contactless NFC transactions quickly and securely.

PCI‑compliant | Multivendor | Future‑proof payment processing

EMV Kernel L2 Certified

More security.

Fully EMV‑certified.

Process ATM contact and contactless NFC transactions quickly and securely.

PCI‑compliant | Multivendor | Future‑proof payment processing

EMV Kernel L2 Certified

More security.

Fully EMV‑certified.

Process ATM contact and contactless NFC transactions quickly and securely.

PCI‑compliant | Multivendor | Future‑proof payment processing

Do you know the operational challenges of EMV certification?

EMV certification is not a one-off compliance step. It is a recurring, labor-intensive process that ties up skilled teams, slows technical progress and creates ongoing effort with every relevant change to hardware or software.

Our EMV Kernel is L2 Certified

Our EMV Kernel is L2-certified according to EMV standards and is multivendor-capable. We ensure fast and secure processing of contact-based and contactless transactions at the ATM.

L2 Certification

L2 Certification

Pre-certified by EMVCo. Your ATM deployment benefits from a scheme-validated component.

Pre-certified by EMVCo. Your ATM deployment benefits from a scheme-validated component.

Multi-Scheme Support

Multi-Scheme Support

Support for Visa, Mastercard, Amex and major global networks, as well as contactless NFC transactions in transparent or intelligent mode.

Support for Visa, Mastercard, Amex and major global networks, as well as contactless NFC transactions in transparent or intelligent mode.

Simple Integration

Simple Integration

Seamlessly embeds into your existing software stack to keep development cycles on time.

Seamlessly embeds into your existing software stack to keep development cycles on time.

Two Specialized Modules

We offer modules for contact-based and contactless ATM card readers, regardless of the hardware manufacturer.

Contact-Based Readers

Our experts develop software modules specifically for L1-certified card readers to process contact-based transactions.

Contactless Readers

Our experts develop software modules specifically for L1-certified card readers to process contactless NFC transactions.

L1

Hardware interface provided by the vendor

The card reader is already L1 certified by the hardware vendor, covering the mechanical and electrical protocols between the card and the terminal reader.

L2

The core product - Certified EMV Kernel

The software kernel covers transaction processing logic, cryptography and card scheme compliance. Our solution already includes the officially L2-certified kernel for straightforward integration.

L3

Guided Support for L3 Certification

We support your team throughout the L3 certification process by helping manage the required Q&A activities, coordinating the relevant inputs and reducing the internal effort needed to move efficiently through final validation.

L1

Hardware interface provided by the vendor

The card reader is already L1 certified by the hardware vendor, covering the mechanical and electrical protocols between the card and the terminal reader.

L2

The core product - Certified EMV Kernel

The software kernel covers transaction processing logic, cryptography and card scheme compliance. Our solution already includes the officially L2-certified kernel for straightforward integration.

L3

Guided Support for L3 Certification

We support your team throughout the L3 certification process by helping manage the required Q&A activities, coordinating the relevant inputs and reducing the internal effort needed to move efficiently through final validation.

Recertification Is a Must but It Doesn't Have to Be Your Problem

The hidden burden

Mandatory Cycles

Card schemes regularly update specifications, requiring recertification for new terminal deployments.

Resource Drain

Requires re-executing hundreds of L2 test cases, consuming valuable engineering time.

Unpredictable Costs

Variable expenses for test labs, tools, and internal man-hours disrupt budgeting.

Our managed solution

Proactive Monitoring

We monitor scheme updates and initiate recertification proactively before deadlines hit.

Zero Internal Effort

We handle the applicable L2 testing and deliver updated, field-ready & certified kernel versions.

Fixed Service Fee

We offer a transparent, fixed annual service model, replacing unpredictable costs.

Hardware interface provided by the vendor

The card reader is already L1 certified by the hardware vendor, covering the mechanical and electrical protocols between the card and the terminal reader.

The core product - Certified EMV Kernel

The software kernel covers transaction processing logic, cryptography and card scheme compliance. Our solution already includes the officially L2-certified kernel for straightforward integration.

Guided Support for L3 Certification

We support your team throughout the L3 certification process by helping manage the required Q&A activities, coordinating the relevant inputs and reducing the internal effort needed to move efficiently through final validation.

L1

A Structured Partnership That Covers Every Phase of Your ATM Lifecycle

Let's get your software project off to a successful start and onto the home straight together.

Do you have any questions or would you like more information?

Do you have any questions or would you like more information?

Let's connect.

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