
EMV Kernel
More security.
EMV L2 certified.
Software solutions for ATM contact and contactless NFC transactions.
PCI‑compliant | Multivendor | Future‑proof payment processing

EMV Kernel
More security.
EMV L2 certified.
Software solutions for ATM contact and contactless NFC transactions.
PCI‑compliant | Multivendor | Future‑proof payment processing

EMV Kernel
More security.
EMV L2 certified.
Software solutions for ATM contact and contactless NFC transactions.
PCI‑compliant | Multivendor | Future‑proof payment processing
Do you know the operational challenges of EMV certification?
EMV certification is not a one-off compliance step. It is a recurring, labor-intensive process that ties up skilled teams, slows technical progress and creates ongoing effort with every relevant change to hardware or software.
Complex Certification
Validation across L1, L2 and L3 requires expertise.
Time-Intensive Testing Effort
Hundreds of L2 test cases must be carried out precisely.
Recurring Resource Drain
Updates can trigger recertification and tie up IT resources.
Complex Certification
Validation across L1, L2 and L3 requires expertise.
Time-Intensive Testing Effort
Hundreds of L2 test cases must be carried out precisely.
Recurring Resource Drain
Updates can trigger recertification and tie up IT resources.
Complex Certification
Validation across L1, L2 and L3 requires expertise.
Time-Intensive Testing Effort
Hundreds of L2 test cases must be carried out precisely.
Recurring Resource Drain
Updates can trigger recertification and tie up IT resources.
Complex Certification
Validation across L1, L2 and L3 requires expertise.
Time-Intensive Testing Effort
Hundreds of L2 test cases must be carried out precisely.
Recurring Resource Drain
Updates can trigger recertification and tie up IT resources.
Complex Certification
Validation across L1, L2 and L3 requires expertise.
Time-Intensive Testing Effort
Hundreds of L2 test cases must be carried out precisely.
Recurring Resource Drain
Updates can trigger recertification and tie up IT resources.
Complex Certification
Validation across L1, L2 and L3 requires expertise.
Time-Intensive Testing Effort
Hundreds of L2 test cases must be carried out precisely.
Recurring Resource Drain
Updates can trigger recertification and tie up IT resources.
Complex Certification
Validation across L1, L2 and L3 requires expertise.
Time-Intensive Testing Effort
Hundreds of L2 test cases must be carried out precisely.
Recurring Resource Drain
Updates can trigger recertification and tie up IT resources.
Complex Certification
Validation across L1, L2 and L3 requires expertise.
Time-Intensive Testing Effort
Hundreds of L2 test cases must be carried out precisely.
Recurring Resource Drain
Updates can trigger recertification and tie up IT resources.
Complex Certification
Validation across L1, L2 and L3 requires expertise.
Time-Intensive Testing Effort
Hundreds of L2 test cases must be carried out precisely.
Recurring Resource Drain
Updates can trigger recertification and tie up IT resources.
Complex Certification
Validation across L1, L2 and L3 requires expertise.
Time-Intensive Testing Effort
Hundreds of L2 test cases must be carried out precisely.
Recurring Resource Drain
Updates can trigger recertification and tie up IT resources.
Complex Certification
Validation across L1, L2 and L3 requires expertise.
Time-Intensive Testing Effort
Hundreds of L2 test cases must be carried out precisely.
Recurring Resource Drain
Updates can trigger recertification and tie up IT resources.
Complex Certification
Validation across L1, L2 and L3 requires expertise.
Time-Intensive Testing Effort
Hundreds of L2 test cases must be carried out precisely.
Recurring Resource Drain
Updates can trigger recertification and tie up IT resources.
Our EMV Kernel is L2 Certified for Contact-Based and Contactless Card Readers
Our EMV Kernel is L2-certified according to EMV standards and is multivendor-capable. For processing payment transactions at ATMs, we provide two specialized software solutions: one for contact-based and one for contactless ATM transactions.

Modules & Modes
For contact-based and contactless NFC transactions in transparent and intelligent mode.

Integration & Multivendor
Easy integration into an existing software stack independent of the hardware manufacturer of the L1-certified card reader.

L2 Certification & Schemes
Certified by EMVCo using EMV standards with support for Visa, Mastercard, American Express and major global networks.

Modules & Modes
For contact-based and contactless NFC transactions in transparent and intelligent mode.

Integration & Multivendor
Easy integration into an existing software stack independent of the hardware manufacturer of the L1-certified card reader.
L1
Hardware interface provided by the vendor
The card reader is already L1 certified by the hardware vendor, covering the mechanical and electrical protocols between the card and the terminal reader.
L2
The core product - Certified EMV Kernel
Our software solutions for contact-based and contactless card readers each include an L2-certified EMV kernel. The software kernel handles the transaction processing logic, supports the required cryptographic procedures, and ensures compliance with the specifications of the card schemes.
L3
Guided Support for L3 Certification
We support your team throughout the L3 certification process by helping manage the required Q&A activities, coordinating the relevant inputs and reducing the internal effort needed to move efficiently through final validation.
L1
Hardware interface provided by the vendor
The card reader is already L1 certified by the hardware vendor, covering the mechanical and electrical protocols between the card and the terminal reader.
L2
The core product - Certified EMV Kernel
Our software solutions for contact-based and contactless card readers each include an L2-certified EMV kernel. The software kernel handles the transaction processing logic, supports the required cryptographic procedures, and ensures compliance with the specifications of the card schemes.
L3
Guided Support for L3 Certification
We support your team throughout the L3 certification process by helping manage the required Q&A activities, coordinating the relevant inputs and reducing the internal effort needed to move efficiently through final validation.
Hardware interface provided by the vendor
The card reader is already L1 certified by the hardware vendor, covering the mechanical and electrical protocols between the card and the terminal reader.
The core product - Certified EMV Kernel
Our software solutions for contact-based and contactless card readers each include an L2-certified EMV kernel. The software kernel handles the transaction processing logic, supports the required cryptographic procedures, and ensures compliance with the specifications of the card schemes.
Guided Support for L3 Certification
We support your team throughout the L3 certification process by helping manage the required Q&A activities, coordinating the relevant inputs and reducing the internal effort needed to move efficiently through final validation.
L1
A Structured Partnership That Covers Every Phase of Your ATM Lifecycle
01
Integration
Project for L2 ReadersWe begin with a structured engagement. Our engineers work directly alongside your team to embed the EMV Kernel into your ATM software environment, providing hands-on technical support.
02
L3 Certification Support
We can guide your team through the L3 certification process, supporting the quality assurance and testing activities required by card schemes to validate your end-to-end solution.
03
Recertification Management
Whenever EMVCo updates specifications, we manage all required recertification activities. We initiate this proactively to ensure continuous compliance without disrupting operations.
04
Ongoing
MaintenanceWe provide continuous maintenance of the EMV Kernel, including updates, bug fixes, and scheme-driven changes, backed by dedicated technical support for the long term.
01
Integration
Project for L2 ReadersWe begin with a structured engagement. Our engineers work directly alongside your team to embed the EMV Kernel into your ATM software environment, providing hands-on technical support.
02
L3 Certification Support
We can guide your team through the L3 certification process, supporting the quality assurance and testing activities required by card schemes to validate your end-to-end solution.
03
Recertification Management
Whenever EMVCo updates specifications, we manage all required recertification activities. We initiate this proactively to ensure continuous compliance without disrupting operations.
04
Ongoing
MaintenanceWe provide continuous maintenance of the EMV Kernel, including updates, bug fixes, and scheme-driven changes, backed by dedicated technical support for the long term.
Let's get your software project off to a successful start and onto the home straight together.
Do you have any questions or would you like more information?
Do you have any questions or would you like more information?
