Digital Euro Overview
What is the digital euro?
The digital euro is intended to complement cash as a digital form of central bank money and be usable both online and offline. For banks and payment service providers, this will create new requirements for payment processing, customer interfaces, and IT and operating models.
Timeline
Banks and payment service providers can prepare now before the digital euro launches.
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SBS participation in workstreams on the digital euro
In 2025, SBS participated in the ECB’s Pioneer Programme, gaining access to an ECB test system and conducting its own test transactions for conditional payments. For further information, click here.
In addition, SBS has been represented in several workstreams of the ECB’s Rulebook Development Group for more than two years:
G1–G3 Workstream
Front-end Implementation Specifications
G5 Workstream
Implementation Specifications for ATMs and Payment Terminals
B1 Workstream
Certification and Approval Framework
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Ready for the Future of Payments?
Sebastian Braunwieser, Business Development Manager at SBS
“Let's talk — we’ll help you prepare strategically for the digital euro.”
